ARS Banking ESX/QB
ARS Banking | Complete Banking Ecosystem for FiveM
The most comprehensive banking system ever built for FiveM. Accounts, ATM networks, bank cards with expiry and renewal, 3-slot loans, a stock market with OHLCV charts, POS terminals, beneficiaries, and P2P prepaid transfers -- all in one resource with a modern dark mode tablet UI. Designed for ESX, QBCore, and QBX, it serves as a direct replacement for qb-banking with dramatically enhanced features.
WHY CHOOSE ARS BANKING?
Complete Banking Ecosystem
- 5 Account Types - Personal checking, savings, shared accounts, job accounts, and gang accounts -- all managed through one unified interface
- Full Card System - Free debit cards, loadable prepaid cards (up to $50,000) with P2P transfers, and 3-tier credit cards with auto-pay and payment history
- 3-Slot Loan System - Up to 3 concurrent loans per player with admin approval, automatic weekly payments via cron, and full lifecycle management
- Beneficiaries - Save frequent recipients with nicknames for quick one-click transfers
Bank Cards Nobody Else Has
- Debit Card - Free, linked to checking, 5-year expiration, instant replacement
- Prepaid Card - Load up to $50,000, $50/week maintenance, independent balance, P2P balance transfers between cards
- Credit Cards - Classic ($5,000 limit), Gold ($15,000 limit), Black ($50,000 limit) with weekly fees and automatic payment processing
- Card Expiry & Renewal - Cards expire over time with 30-day advance warnings. Renew for $250.
- Card Management - Order, replace, report lost/stolen, change PIN, load/unload prepaid, freeze/unfreeze, configure auto-pay
KEY FEATURES
Core Banking
- Modern Tablet UI - React frontend with 1280x720 tablet layout, dynamic zoom scaling, lazy loading, and error boundaries
- 7 Language Support - English, Spanish, German, Dutch, Portuguese, Russian, Chinese
- ATM Network - 4 realistic ATM prop models with immersive DUI screens, PIN verification, bank card support, and map blip clustering
- Transaction History - Full statement tracking with filters, search, metadata, and balance history charts
- 8 Bank Locations - Pre-configured across Los Santos and Blaine County
- Multi-Format Transfers - Send money by account number, player server ID, or job/gang name
Technical Features
- Professional Codebase - Lua server/client backend with React/TypeScript frontend
- 7 Database Tables - Optimized schema covering accounts, statements, loans, cards, POS terminals, POS transactions, and investments
- Server-Side Validation - All financial operations validated server-side with input sanitization and SQL injection protection
- TTL-Based Caching - Dashboard (15s), cards (5min), loans (30s), investments (60s) for optimal performance
- Auto-Detect Target System - Works with ox_target, qb-target, or qtarget automatically
Player Features
- Dashboard - Balance overview, quick actions, recent transactions, and balance history chart
- Beneficiaries - Save and manage frequent recipients with nicknames and quick-transfer buttons
- Loan Slots - Apply for up to 3 concurrent loans with personal, business, or emergency types
- Stock Market - Buy and sell shares in 9 in-game companies with OHLCV candlestick charts and 10-minute price updates
- POS Payments - Pay at registered business terminals with any card type and PIN verification
- P2P Prepaid Transfers - Send prepaid card balance directly to another player's prepaid card
EXTENSIVE INTEGRATIONS
Works seamlessly with your existing setup:
- Framework Support: ESX 1.2+, QBCore, and QBX with automatic detection
- QB-Banking Replacement: Full drop-in export compatibility -- AddMoney, RemoveMoney, GetAccountBalance, GetAccount, TransferMoney
- QB-Management Replacement: AddMoneyJob, RemoveMoneyJob, AddGangMoney, RemoveGangMoney, GetAccountJob
- Target Systems: ox_target, qb-target, qtarget -- auto-detected
- Inventory Systems: ox_inventory, qb-inventory, qs-inventory, ps-inventory, ak47_inventory
UNIQUE SYSTEMS
Built-In Stock Market
- 9 Tradeable Stocks - Maze Bank, Fleeca, Los Santos Customs, Ammu-Nation, Binco, Gruppe Sechs, Merryweather, Ponsonbys, Burger Shot
- Real-Time Prices - Prices fluctuate every 10 minutes based on volatility and trend settings
- OHLCV Charts - Full candlestick charts with 144 data points (24 hours of 10-minute intervals)
- Price Bounds - Min $10, max $100,000 prevent extreme values
- Trading Fee - Configurable 1% fee (minimum $1) on all buy and sell orders
3-Slot Loan System
- Multi-Loan Support - Up to 3 concurrent loans per player across dedicated slots
- Loan Types - Personal (8.5%), Business (6.5%), Emergency (12%) with varying amount and term ranges
- Auto Payments - Weekly payments via cron job with overdue tracking
- Admin Controls - Approve, deny, suspend, reactivate, force payments, extend terms, mark default
- Loan History - Completed loans tracked with retention settings and auto slot-freeing
POS Terminal System
- Business Registration - Register POS terminals linked to society accounts with a configurable fee
- Card Payments - Customers pay with any card type, enter PIN on keypad UI, and receive receipts
- Employee Terminal - Employees create payment requests via the /posmenu command
- Session Management - Unique session IDs with 60s timeout and distance checks
- Receipt System - Full transaction history with receipt lookup and refund support
Admin Economy Dashboard
- Server-Wide Analytics - Total money supply, account counts, distribution by type (checking, savings, shared, job, gang)
- Player Search - Find players by name or identifier and view full financial profiles
- Loan Management - Review applications, approve/deny, force payments, suspend/reactivate, extend terms, mark default
- Loan Statistics - Total loans, overdue counts, default rate, collection amounts
TECHNICAL EXCELLENCE
- Professional Codebase - Lua server/client with React/TypeScript frontend
- 7 Optimized Database Tables - Properly indexed for performance at scale
- 7 Languages - Full locale system via ox_lib with JSON translation files
- Asset Escrow - Secure distribution protecting your investment
- Free Lifetime Updates - Active development with regular feature additions
- 5 Inventory Systems Supported - ox_inventory, qb-inventory, qs-inventory, ps-inventory, ak47_inventory
- Production Ready - Tested and optimized for production server environments
WHAT'S INCLUDED
- Complete banking system with modern dark mode tablet UI
- Full card system (debit, prepaid with P2P, credit with 3 tiers, expiry & renewal)
- 3-slot loan system (applications, admin approval, weekly auto-payments)
- Built-in stock market with 9 tradeable stocks and OHLCV charts
- POS terminal system for business payments
- Beneficiaries manager for saved recipients
- Admin economy dashboard with player search
- ATM network with 4 models, DUI screens, and blip clustering
- QB-banking and QB-management compatibility layer
- 7 language translations included
- Complete documentation and setup guide
- Free lifetime updates
TECHNICAL REQUIREMENTS
Server Requirements:
- FiveM Server (latest recommended artifact)
- MySQL or MariaDB database
Required Dependencies (Free):
- oxmysql - Database management
- ox_lib - Core library, callbacks, and UI utilities
Framework: ESX 1.2+, QBCore, or QBX (auto-detected)
SUPPORT & UPDATES
- Free Updates: All future v1.x updates included with purchase
- Documentation: Comprehensive installation, configuration, exports, and user guides included
- Discord: Community support channel for quick assistance
- Compatibility Layer: Full support for seamless migration from qb-banking and qb-management
PRICING
$XX USD
- Free lifetime updates for v1.x
- Full documentation included
- Community support via Discord
- Asset Escrow protection
FREQUENTLY ASKED QUESTIONS
Q: Does it work with my framework?
A: Yes! ESX 1.2+, QBCore, and QBX are fully supported with automatic framework detection.
Q: Can I replace qb-banking with this?
A: Absolutely. ARS Banking is a drop-in replacement with full export compatibility for qb-banking and qb-management. Uninstall your old banking script, install ARS Banking, and all exports work seamlessly.
Q: What inventory systems are supported for bank cards?
A: ox_inventory, qb-inventory, qs-inventory, ps-inventory, and ak47_inventory. Item setup guides are included for each.
Q: How does the loan system work?
A: Players have 3 loan slots. They apply per slot with amount, term, and purpose. Admins review and approve/deny. Weekly payments are processed automatically via cron. Players can also make manual payments and pay off loans early.
Q: How does the stock market work?
A: Players buy and sell shares in 9 in-game stocks. Prices fluctuate every 10 minutes based on configurable volatility and trend. OHLCV candlestick charts show 24 hours of history. A 1% trading fee applies to all orders.
Q: What are beneficiaries?
A: Beneficiaries are saved recipients. Add them by account number, player ID, or job name. Give them nicknames. Then transfer to them with one click from the Beneficiaries tab.
Q: Do cards expire?
A: Yes. Debit cards expire after 5 years, prepaid and credit cards after 4 years. You get a 30-day warning before expiry. Renew for $250 to get a new expiry date.
Q: Can I customize features?
A: Yes. ARS Banking is highly configurable through config.lua. Loan amounts, interest rates, ATM limits, card types, credit tiers, stock settings, POS fees, savings rates, admin permissions, and more can all be customized.
Q: Do I get updates?
A: Yes! Lifetime free updates for all v1.x versions are included with your purchase.
Transform your server's economy today with ARS Banking -- the complete banking ecosystem FiveM deserves!
Product by ARS Development Team | Asset Escrow Protected
